A typical Vanguard Affiliate wealth management account holds a core-satellite equity sleeve, a laddered fixed-income sleeve, a capped digital asset allocation, and a cash reserve sized to near-term spending needs. Weights are set by your Investment Policy Statement, not by market sentiment.
Households with $250,000 or more in investable assets who want one advisor accountable for the whole balance sheet, not a different specialist for every account type.
An annual advisory fee billed quarterly, tiered down as assets under management grow. No commissions, no product placement fees.
View Fee TiersWe pull every account — retirement, taxable, digital wallets, currency holdings — into a single household view.
We draft and agree on target allocation, rebalancing bands, and risk limits in writing before any trade is placed.
Existing holdings are transitioned in-kind where possible to minimize unnecessary tax events during the switch.
Quarterly rebalancing, tax-loss harvesting, and semi-annual review meetings, with ad hoc access to your advisor.
Discretionary management means Vanguard Affiliate executes trades within the bands set by your Investment Policy Statement without requiring pre-approval for each transaction. You can revoke discretion or amend your policy statement at any time. All investing carries risk, including loss of principal.
Bring your last statements — brokerage, retirement, wallet, and currency accounts — and we'll map the whole picture in your first meeting.
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