Core exposure sits in broad, low-cost index positions across US, developed, and emerging markets. A satellite sleeve, capped at a defined share of the equity allocation, holds individual names that pass our screening process for balance-sheet quality and valuation.
Laddered maturities across Treasuries, investment-grade corporates, and municipal bonds, sized to your tax bracket and near-term spending needs. Duration is managed against the interest-rate environment, not fixed at account opening and forgotten.
A capped allocation to BTC, ETH, and a short list of screened large-cap digital assets. The cap is set in your Investment Policy Statement and enforced through rebalancing — a rally that pushes crypto above its target band triggers a trim, not a celebration.
For households with cross-border income, property, or business exposure, we run currency overlays designed primarily to hedge existing exposure, with a small tactical sleeve for clients who specifically request active currency positioning.
| Asset Class | Typical Target Range | Rebalance Trigger |
|---|---|---|
| Equities (Stocks) | 35% – 65% of portfolio | ±5% from target band |
| Fixed Income (Bonds) | 20% – 45% of portfolio | ±5% from target band |
| Digital Assets (Crypto) | 0% – 10% of portfolio | Hard cap, trimmed on breach |
| Currency (Forex) | Hedge-sized to exposure | Reviewed quarterly |
Ranges shown are illustrative starting points and are adjusted to each client's Investment Policy Statement. Digital assets and currency positions carry elevated volatility and liquidity risk; allocation caps reduce but do not eliminate that risk. All investing involves risk, including loss of principal.
Bring your existing positions and we'll show you where you're overweight, underweight, or simply unmanaged.
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