Independent Registered Investment Practice

One portfolio. Four asset classes. A single point of accountability.

Vanguard Affiliate manages equities, fixed income, digital assets, and currency positions as one coordinated strategy — built around your time horizon, tax situation, and tolerance for drawdown, not around which product a given advisor happens to sell.

Book a Portfolio Review See How We Invest

$1.8BAssets under advisement

2,140Households served

0.65%Blended advisory fee, avg.

14CFA / CFP charterholders

STOCKS&P 5005,912.44▲ +0.62%

STOCKNASDAQ19,340.11▲ +0.88%

BONDUS 10Y Yield4.21%▼ -0.03%

BONDAggregate Bond Idx101.62▲ +0.11%

CRYPTOBTC/USD104,230▲ +2.14%

CRYPTOETH/USD3,842▲ +1.47%

FOREXEUR/USD1.0862▼ -0.18%

FOREXUSD/JPY152.34▲ +0.24%

STOCKDow Jones42,118.7▲ +0.41%

BONDMunicipal Bond Idx98.77▲ +0.06%

CRYPTOSOL/USD241.9▲ +3.62%

FOREXGBP/USD1.2705▲ +0.09%

STOCKS&P 5005,912.44▲ +0.62%

STOCKNASDAQ19,340.11▲ +0.88%

BONDUS 10Y Yield4.21%▼ -0.03%

BONDAggregate Bond Idx101.62▲ +0.11%

CRYPTOBTC/USD104,230▲ +2.14%

CRYPTOETH/USD3,842▲ +1.47%

FOREXEUR/USD1.0862▼ -0.18%

FOREXUSD/JPY152.34▲ +0.24%

STOCKDow Jones42,118.7▲ +0.41%

BONDMunicipal Bond Idx98.77▲ +0.06%

CRYPTOSOL/USD241.9▲ +3.62%

FOREXGBP/USD1.2705▲ +0.09%

What We Manage

Four asset classes, one investment committee

Most households end up with a 401(k) advisor, a separate crypto wallet, a forex app, and a bond ladder nobody is actively watching. We fold all four into a single mandate with one risk budget and one rebalancing calendar.

Equities

Stocks

Core-satellite equity portfolios built from low-cost index exposure plus a screened satellite sleeve for individual conviction positions.

Fixed Income

Bonds

Laddered Treasuries, investment-grade corporates, and municipal bonds sized to your tax bracket and liquidity needs.

Digital Assets

Crypto

A capped, risk-budgeted allocation to BTC, ETH, and select large-cap digital assets, custodied through regulated third-party custodians.

Currency Markets

Forex

Tactical currency overlays for households with cross-border income, property, or business exposure — hedged, not speculative by default.

How We Work

A process built for people who already have a portfolio, just not a plan

Most clients don't arrive with a blank slate — they arrive with a 401(k), a brokerage account, a wallet, and a spreadsheet they've stopped updating. Our first job is consolidation: understanding what you actually own before we recommend what you should own next.

Meet the Investment Committee

Discovery & consolidation

We map every holding — brokerage, retirement, wallet, and currency — into one household balance sheet.

Risk & goal modeling

We stress-test your plan against inflation, market drawdowns, and a 30–40% digital asset correction scenario.

Portfolio construction

Target allocations are set across all four asset classes with explicit rebalancing bands and tax-lot rules.

Ongoing management

Quarterly rebalancing, tax-loss harvesting, and a standing review meeting twice a year, or on demand.

Advisor reviewing a household financial plan

Client Perspective

What it's like to consolidate everything under one plan

"I had a 401(k), a Coinbase account, and a currency account from when we lived abroad. Nobody would look at all three together until we found Vanguard Affiliate."

R. Adeyemi

Client since 2021

"The quarterly rebalancing alone paid for the advisory fee twice over during the 2024 pullback. I never had to make the sell decision myself."

T. Whitfield

Client since 2019

"We used the HELOC strategy team to fund a renovation without disturbing our equity position mid-cycle. That coordination is the whole point."

M. & S. Park

Clients since 2022

Start with a 45-minute portfolio review

No obligation, no product pitch. We'll map what you currently hold across every asset class and tell you plainly where the plan has gaps.

Book a Consultation